At BluePoint Financial, we have a thorough understanding of the laws that protect you.

		Equal Credit Opportunity Act - ECOA
		Credit Repair Organizations Act - CROA
		Fair and Accurate Credit Transaction Act
		Fair Credit Reporting Act - FCRA
		Fair Debt Collection Practices Act - FDCPA

These five laws were established to protect consumers' rights regarding your credit reports. Both the creditors and credit bureaus are legally obligated follow these laws to insure that your credit is being reported accurately.

Our Attorneys are experts at improving your credit profile and increasing your FICO score by addressing issues with accounts such as:

		Inquiries		Bankruptcies		Incorrect Personal Info
		ID Theft		Foreclosures		Closed Accounts
		Late Payments		Child Support		Out-Dated Reporting
		Collections		Judgments		And More…
		Charge Off's		Student Loans
		Repossessions		Tax Liens

By assisting you in repairing your credit, your higher FICO score will help you enjoy lower costs on items such as:

• Mortgage Loans • Lines of Credit • Business credit • Homeowner's insurance • Car Insurance • Car Loans • Personal Loans • Credit Cards

And even benefit from better Job Opportunities!